Making Your Insurance Company Pay What You Deserve
If you have bought into an insurance plan and have been paying, you deserve to be compensated when you suffer losses that are covered. That is the basic premise of how insurance coverage works. But in far too many cases, insurance companies delay, minimize or deny legitimate first-party insurance claims.
Attorney David A. Williams and the entire team at our firm help clients who have had their claims denied. At the Law Office of David A. Williams, we take cases in Bellevue and throughout Eastern Washington. With more than 30 years of experience and shared dedication to our clients, we can help you obtain the benefits of the insurance you have paid for.
We handle insurance claims involving fire, property damage, motor vehicle accidents, personal injuries and related claims.
Punitive Damages For Insurance Bad Faith
Under Washington’s Insurance Fair Claims Act (IFCA), punitive damages are available in cases of insurance bad faith. This means that if we can establish bad faith, you could receive additional payment beyond the costs of the actual damages you sustained, which could increase your overall compensation award significantly.
The Importance Of Legal Representation
Insurance companies are in the business of collecting, not paying. You need an experienced attorney on your side to make sure you get what you deserve. In most cases, an insurance company will not make an acceptable settlement offer until the threat of legal action is legitimate.
The first step in cases like this is to talk with the insurance company and negotiate some kind of settlement. Once we are involved, insurance companies are usually willing to make a favorable offer. In some cases, we have to take the additional step of threatening to sue, and in the instance that we have to take a case to trial, we fight aggressively to ensure our clients get the best award possible, including punitive damages.